College-student-loan

Student’sCrazyDebitandCreditoncampusRecently,thephenomenofcollegestudentsarecrazyaboutloaningoncampushasbecomeincreasinglyafocusofpublicconcern.Fromtheonlineshoppingplatform,orsocialfinancialinstitutionstoborrowitemstocollegestudents.However,thelackofrepaymentabilityofcollegestudents,soastogivethemthecampuslifeandlearninghasbroughtalotofimpact.Whatmightaccountforthisphenomen?Acoupleoffactorscanaccountfortheabove-mentionedphenomen.Foronething,Collegestudentshaveacertaindegreeofindependentlivingability,butthereisnoabilitytomakemoney,whentheparentstoprovidethecostoflivingoverdraftoftenembarrassedtoaskagain.Foranotherthing,Loansonthenetworkandoncreditcardsarequickandeasytopay,andevenrepaymentfrominterestduringthespecifiedperiod.Besides,onemoreimportantfactoristhatThelackofreasonableconsumerandfinancialeducationofanewgenerationofcollegestudents,sothattheycannothandletherelationshipbetweenexcessiveconsumptionandfinancialmanagement.Giventheseriousnessofthephenomen,effectiveshouldbetakenasfollows.Ourgovernmentofrelevantlevelshouldformulatepoliciesrestrictstheprevalenceofcampusloans.Therightfinancialmanagementandreasonableconsumptionshouldbeguidedtotheirchildrenbyparents.Toavoidtheoccurrenceofthephenomenon.wecollegestudentsshouldbereasonableconsumptionandproperuseoftheirownlivingexpenses.